
Register on Raiz
Set up your commercial profile to access business liquidity.
Convert Naira to USD and settle your Manheim wholesale vehicle invoices within minutes. Retain your dealer rating without the FX headache.

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Manheim's strict payment guidelines require prompt settlement of wholesale units to prevent late-settlement fees.
With standard bank transfers, you risk market price-locking windows, subjecting you to daily fluctuating conversion rates.
Late payments risk the Dealer login profile, limiting access to major US-based wholesale dealer auctions.

Set up your commercial profile to access business liquidity.

Provide your Manheim Dealer ID to auto-validate incoming invoices.

Review the FX quote and convert local NGN to exact USD figures.

Raiz pays Manheim direct on the same day, keeping your account active.
| Dimension | Banks & Manual Agents | Raiz Finance |
|---|---|---|
| Settlement Speed | 2 – 4 business days | Same-day (within 2 hours) |
| Deadline Risk | High; late fees ($30+) common | Zero; automatic on-time guarantee |
| Platform Coverage | Limited; wires rejected often | All major US / UK / UAE auctions |
| Documentation | Heavy; manual SWIFT copies | Clean digital receipts mapped instantly |
| Reference Matching | Manual match; prone to errors | Auto-linked Dealer ID & invoice numbers |
| Rate Transparency | Hidden fees; inflated FX margins | Real-time mid-market rates |
Make sure to include your Manheim Dealer ID and the wholesale invoice number in the payment memo. Failure to include these in your Raiz portal checkout may delay settlement and trigger auction house late fees.
Most Manheim settlements clear the same day — typically within 2 hours of authorization — so your dealer account is funded before wholesale payment deadlines.
Yes. Deposit NGN from your Nigerian bank, convert to USD in-app at a transparent mid-market rate, and settle Manheim wholesale invoices in dollars without hunting for informal FX.
If Manheim rejects a payment (for example, a mismatched Dealer ID or invoice number), our team helps you correct the reference and resubmit. Unspent USD can stay in your balance for the next invoice or convert back to Naira.
No. You see the FX rate and fee before you confirm. There are no informal agent markups or surprise correspondent-bank deductions on the path we use to settle Manheim.
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Secure same-day dollar payments and maintain premium dealer status.